Dealing With Car Insurance Companies After an Accident
Being involved in an auto accident is tough. You most likely suffered some injuries during the accident, which you need to recover from, and you probably suffered some property damage as well if your vehicle was damaged in the crash. With everything that is going on in the aftermath of a car accident, the idea of having to deal with insurance company on top of everything else can seem like a nightmare. Car insurance companies are not known for being easy to deal with after an accident, even if you were not at fault for the accident. An Atlanta car accident lawyer can help.
In most automobile accident cases, there are usually two scenarios in which car insurance companies get involved. In the first scenario, if you are involved in an accident with another driver and the other driver is at fault, it is likely that you will have to deal with the other driver's insurance company in order to get the compensation you deserve for your medical expenses and property damage.
In the second scenario, you might be involved in an accident with a driver who is underinsured or has no car insurance. Alternatively, you could be the victim of a hit-and-run accident where you do not have any contact information for the other driver that hit you. In the second scenario, you are left with no choice but to file a claim with your own car insurance to recover the compensation you need for your medical expenses and property damage.
A skilled Atlanta car accident lawyer will know how to handle the insurance companies so that you do not get taken advantage of. You deserve financial compensation for your accident and injuries, and your lawyer will fight tooth and nail for you to get the justice you deserve.Suing the Other Driver’s Insurance Provider
When you are involved in an accident with another vehicle and the other driver is at fault either by driving negligently or recklessly, you likely have a viable claim against the other driver's insurance company for your medical expenses and property damage. The insurance company will likely offer you a settlement amount straight out of the gate, but be aware that the settlement amount offered by the other driver's insurance is probably a low-ball amount designed to get your claim settled as quickly as possible for as little money as possible. You need to make sure that you get the full amount of compensation to which you are entitled, and a car accident attorney serving Atlanta can help you achieve just that.Suing Your Own Insurance Provider
If you are involved in an accident with someone who does not have car insurance or does not have enough car insurance to cover your damages, you may need to sue your own car insurance provider to get the money you need for your injuries and car repairs. This is also how you would recover damages if your vehicle was involved in a hit-and-run accident in which you do not know the identity of the other driver.
While you might think that your own insurance provider would be willing to cooperate with you to resolve your claim, especially in light of the fact that you have been paying premiums for however long, car accident victims often find that their own car insurance provider is not so easy to work with when it comes time for a claim to be paid out. For insurance companies, it is all about the bottom line, and they will work as hard as they can to keep from paying you the total amount that you deserve under your claim. An experienced Atlanta car insurance lawyer can fight for you.Contact an Experienced Car Accident Attorney in Atlanta
Under no circumstances is it easy or fun to file a claim with a car insurance company for the compensation you need after an accident. Car insurance providers are often reluctant to pay out claims which leaves you with no choice but to fight the insurance company with everything you have got. To schedule a free and confidential consultation with a personal injury attorney serving Atlanta at The Angell Law Firm, LLC, call (770) 217-4954 or fill out our online contact form.